Savers vs. Spenders: Which one are you?

It has been my experience that there are generally two groups of people in this world — spenders and savers. If you don’t know which one you are, just ask your parents or your inlaws. They know. If you ever expect to receive a gift during the lifetime of your parents,...

State Creditor Claims Periods

State Creditor Claim Period Alaska 6 months Alabama 6 months Arizona 4 months Arkansas 6 months California 4 months Colorado 6 months Connecticut 6 months Delaware 6 months Florida 3 months Georgia 6 months Hawaii 4 months Idaho 4 months Illinois 6 months Indiana 6...

A Mother’s Legacy

One of my earliest memories as a child was going with my mother to the Red Cross, where she regularly donated blood.  When I asked her, “Why do you always let them stick a needle in your arm?” Mother would always reply, “Because this will help save a life”. There is...

The Importance of Estate Planning for Women

Ladies, in today’s world we are exposed to all kinds of sound bites, headlines and political propaganda….. “the war on women,” “wage inequality,” and other such catch phrases designed to incite feelings of helplessness, fear, betrayal and injustice. What can you, as...

Pet Trusts

Americans certainly love their pets. There are approximately 78.2 million dogs and 86.4 million cats owned in the United States. 39% of American households include at least one dog and one in three American households includes at least one cat. Most pet owners think...